24-03-15 9:19 pm – Source: Reuters
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People who find themselves in debt restructuring are increasingly aged 45 or older, reported the Central Bureau of Statistics (CBS) today. Across the board, is to see a decrease in the number of people entering a debt restructuring program. The number of admissions was in 2014 for the third year in a row.
Relatively more people over 45 had to resort to the scheme. According to CBS, many people in this age group is difficult. Unemployment is still rising and a significant part of the long-term unemployed also falls within this group.
In total, last year, 12,300 individuals and self-employed in the debt restructuring, 1 percent less than in 2013. In addition to economic factors, this decrease has to do with increasingly stringent entry requirements and the existence of alternative solutions
. Ageing
45 – to 55-year-olds were more than 3,500 people accounted for 29 percent of all new debt restructuring. More than ten years ago, in 2002, it was 18 percent. The proportion of 55- to 65-year-olds in debt is much smaller, but doubled since 2002, from 7 to 14 percent last year. Due to aging also fall, more people in the older age groups.
There are now about 39,000 people in a debt restructuring process, 2 percent less than the end of 2013. More than 13,000 people last year rounded off the track. Four of the five ended debt restructuring with a so-called clean slate, a little over a year ago.
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