This enables the Commission Insurers which was set last year at the request of the Lower House.
The state of affairs in the sector is worrisome, said the commission. This is mainly due to low interest rates and competition from other financial products.
The cost of life insurers are still too high and the reputation of the sector is still not repaired after problems linked policies.
The committee proposes that the current situation also offers opportunities for insurers in pensions with a high degree of security for old age and for insurers who offer flexible pension products to the growing group of freelancers.
The government would do well to allow more flexible pension products through legislation.
Hearing
Labour MP Henk Nijboer, who took the initiative last year to the establishment of the Committee Insurers want a hearing with the Committee, the Financial Markets Authority, by De Nederlandsche Bank and scientists.
Nijboer want to know ” how the interests of people with insurance can be centrally asked. So can be offered to freelancers better and affordable pension and disability insurance. ” He wants to participants at the hearing also know what politics can do to make this possible.
Usury Policies
About woekerpolissen the Committee proposes that “the citizen ultimately responsible for the risks of life and there to participate in investments belongs too.”
According to the consumer, the commission has indeed made clear that the insurers have badly damaged consumer confidence, but failed to come up with measures to restore it.
“In fact, the committee paints victims that their rights away as a threat to insurers and other policyholders. That’s really the world upside down,” said director Bart Combée of Consumers in a comment.
contempt
The Association Woekerpolis.nl, who has filed on behalf of victims lawsuits against insurers, thinks the commission profiteering owners schoffeert mainly by hammering on their own responsibility.
Foundation Woekerpolis Process, which also run cases against insurance companies, also notes that the commission ” not only has an eye for the consumer ‘. According to the Foundation means the assignment of the claim risks in international insurers that many more years must be litigated.
The Association of Insurers is satisfied with the report. The organization also believes that an industry-wide approach is not obvious and that the various companies themselves to determine whether the reinsurance of claim risks is good for the policyholders.
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