The secure feeling of having money behind the hand, the rational calculation of the win as it is often cheaper to put in savings. Notes that the National Institute for Budget Information (Nibud) in a report published Friday.
Savings example is not easily used to repay the student loan. And many people are rather than red as they pick up some of their savings to come from the less.
In financial terms, this is not always wise because borrowing money costs money. Often it is advantageous to use the savings and then back again to save rather than monthly money to pay the loan repayment, it advises Nibud.
The research institute in honor of his 35 anniversary conference Friday left to do, confirms that people with financial choices are strongly influenced by psychological processes.
Policymakers and debt counselors should take more note here, you will Nibud.
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