Banks pay the remaining balance chipknip automatically return to the current accounts of their customers. That will happen in the first quarter of 2015.
It is estimated that there are approximately 80 million balance standing on Dutch fit.
The company behind the pay service, Currence conducted Over the past month campaign to ensure that consumers would put their funds manually ‘zero’.
“In the first half of 2014, the smart card was largely upgraded one million times per month,” says the company . “12.5 times more than that balance was recorded back.”
Automatic
Initially consumers after January 1, 2015 at their bank should go in an administrative procedure for their balance claim. Currence showed early December, however, know that the money will be refunded.
The money is not paid automatically, remains under Currence available for restitution of cardholders.
“isolated cases” will However, according to the company not be able to refund any remaining balance. For example, because the associated account no longer exists.
Competition
Currence had in 2013 already know that would stop smart card. The market for the service had become too small and to modernize the system were required large investments.
The smart card additionally had stiff competition from other payment methods, such as pins, credit card, cash and pay the more recent contactless .
At the launch in 1995, called the then president of the Dutch Central Bank Wim Duisenberg chipknip a “more or less revolutionary development.”
Answer
chipknip time was the answer to practical problems of payment, including the high cost of a debit card transaction.
But using ran, especially in the early years, but sparsely on. Users encountered practical problems, for example when charging the card.
In the year 2015, therefore there will be, according to Gijs Baldwin, Assistant Director of Payments Association Netherlands, but few people really going to miss the chip card.
“There are probably a few who say,” I thought it was so nice to pay in the cafeteria, but I think we quickly forgot the smart card. “
The chip card : 1995 – 2014
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