The Social and Economic Council (SER) is working on a new pension plan. © ANP.
Workers need to build up a personal pension pot in the future. The average contribution which young people help to pay for the pensions of the elderly, should disappear.
But risks to share as much as possible, the new pension system must continue to collective elements. This is contained in a draft of the Social and Economic Council (SER) to State Jetta Klijnsma (Social Affairs).
The Economic and Social Council, an advisory body of employers, trade unions and independent experts, his ideas would work out the next time. The advisory also looked at other options, such as a fully voluntary scheme or a national pension scheme but who have lost weight.
Save
the current pension scheme, using employees their employer for a supplementary pension in addition to their state pension. In most collective agreements that
However, in recent years has shown that such guarantees are not always true to make. Pension funds came through the financial crisis and rising life expectancies in trouble. They could therefore no longer annually adjust the prices of their pensions. In some cases they were even lower.
Freedom of Choice
Because pensions are under pressure, there are adjustments needed, says the SER. In addition, people need more choice. The new pension system should take into account changes in the labor market. As employees change jobs more frequently than before, and more and more freelancers too.
The pension savings should be much more personal: everyone builds his own pension assets, but the risks to be shared collectively
Klijnsma comes before the summer with proposals on how the pension systems. to change. She has in recent months sought advice from stakeholders. She now wants to wait for the judgment of the SER and the CPB.
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