There is massive opposition to the new mortgage standards for consumers of the National Institute for Budget Information (Nibud)
Employers’ organizations VNO-NCW, MKB Netherlands and other industry harass Hague to get the tightening of the table. Homebuyers may again borrow less money next year. The norm is a one-stroke with 5 to 8% to the bottom; the difference can reach depends on the income to many thousands of dollars.
To the bewilderment of brokers, builders and others in the housing market active players Minister Block (Housing) adopted this recommendation without a fight.
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If it is not done there will again walk around howlers who can not pay the mortgage, which by the way is largely paid for by the taxpayer. So only buy a house if you can afford it REALLY
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Well, the property tax is certainly not become less and do not be sure your rateable value !! Is it still 0.6% for 2015 ?? You do not get everywhere notice of hearing, but everything will be increased every year!
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All other fixed costs have become so expensive by this government that they almost no mortgage can pay more. And in 2015 is much worse, there is still savings in the bank and that this government can not.
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A good measure of Nibud / cabinet seems. You should also be able to pay your home if interest rates with percentage increases. In addition, if you want to move his other houses also much cheaper. Those who now run the hardest to complain are those who have borrowed to the max. And guests such as brokers, spike that fat years known. In 2000-2008 they drove into thick A6 and V70s and around, for, yes what do you do as a broker anyway? So much also is not proposing. Right?
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Banks look further. In 20 years there is a surplus of houses. Prices fall over. In order to prevent everything is flooded. And they’re right. Time of hot air is passed.
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There are simply too many people who get into trouble due to high hyphoteek. Just more is not the solution. incomes rise with not nearly hard enough. This system of money is just as good as dead. On top of that the aging and shrinking population eventually the housing market comes under further pressure. Thereby also count the fact that fewer and fewer permanent contracts are given. This makes the housing more difficult. Many do not want to see this!
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None of the measures of the policy is aimed at boosting the economy. Burden and breaking down the accumulated is the motto. So we are stuck as a country and residents. Time for a new wind!
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Yes, a bit on the housing market finally pulls back and that should not hear. Interest rates are historically low and this would be the moment to pull the housing out of the lobe. However, banks earn so much more to the mortgage. So the enthusiasm to provide mortgages is low. And as always, those poor banks, which are vampires, again supported us so smiley face (Salmon) and his associates do not have to deliver. So do not stimulate growth and economy but again the people pack
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That’s not so strange. Precisely because people to just about 2007 but loosely borrowed and the houses were sold too expensive, there is then a bubble arise where we still have problems with, despite a fall in house prices of about 30%. Very sensible measure so; apparently a lot of people need to be protected against themselves not that again too much to borrow.
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in the 60s you could not even borrow money from the bank to buy a house, there I go again, we just go back many believe still unaware that the world remains in a crises unprecedented become the provisional never as 2008 has thus contemplates for a great debt starts nothing is more certain.
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Dear friends, why do not you guys get it? We are in the EU and establish that everything has to be aligned with all EU countries, so wages must be equal, whether you live in Greece or in the Netherlands? It should not matter at all soon. We are a major EU nation and that road has taken a long time !!! Only solution is to simply go along or get out from the EU zone!
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We are not yet out of the crisis. And with all the Brussels rules for the average citizen is impossible to buy a house, but just as impossible to rent an affordable home. Apart from the fact that asylum seekers often given priority because municipalities that have been imposed by the Hague. Maybe we should think of a residential caravan or so. Perhaps the Most Hennie can jump into that hole! E. Weegels
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Everything this government touches turns into an expensive chaos Care, the pensions, taxes and the Rent, Mortgages, Education, rising Unemployment, asylum, Defence, the approach of Avian Influenza, Fyra, JSF, and so on.
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First 10% savings and borrow.
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Waterproof reasoning: if you have you can not buy a house no money. Either: save first, you do not get into trouble if you are forced to sell your home. A house is no longer a money making machine, as in the 60s -2000.
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Still nice that we have a minister for housing. Steps that will save everyone a lot of money!
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It’s not fun in itself but it is the result of years but irresponsible mortgages high close. The banks are partly to blame. Now it will not permit calling murder people on fire, because their mortgage exceeds the value of their home. Previously certainly was not anything better, but must themselves stabbing money in your home certainly was not wrong. Even those unlimited possibility of high mortgages, the housing prices inflated greatly. The tax authorities laughs with collecting property tax.
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Pieter Schenk (guest) Why do you get more value for owner-occupied? Have you ever calculated what you have paid to mortgage? You may only count it to your own home, if you do everything to the last cent have redeemed rather not! And do not you care about your home! Rents are driven by minster Block exhorbitant up because this club in The Hague just want MONEY, v / d citizens!
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Can the economy grow yes than no !! In every effort no matter how small or large – & gt; is a scheme that nullifies the attempt again, but who is this person? and why?
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And rightly it appears again that the brokers prices of homes to increase his. Apparently these parasites of society have learned nothing partly because of them there is a bubble created whose misery is not and was to oversee and leaving many more now with the ass sit on the blisters and purely for their own benefit is this moment it the prices again hunted so the game can start again. And now complain? Minimaaal 10% insertion own money!
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What a nonsense, housing prices there are also 50% lower
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Well, Mr. Hans, save in the Netherlands is not rewarded but punished. If you only have a little money in the bank can go hand in again.
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Now go even think man. We now destroy capital and costing you the current homeowner with a higher debt or a hard sell house. This is not normal you can not make the homebuyer suffer. We now solve all completely so what’s the problem. This rule is to reduce the mortgage deduction. So just for the government and not otherwise. When people here understand that what you have not extended 15 in 4 years can turn back without destruction of capital. Stupid stupid
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Sure robbert9 and marks of valen. }
And whats next? uh..wat now? A dire shortage of affordable rental housing, which in the past 20 years does not have built …. 4 tonners and higher.