Member of Parliament for the Labour Party Jacques Monasch finds it “a bad idea” to reduce to the maximum mortgage loan amount to 90 percent of the value of the home. The Financial Stabiliteitscomité (FSC) presents this
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They therefore respond to a proposal among others president Klaas Knot of De Nederlandsche Bank, which wants to reduce the maximum loan mortgage amount to 90 percent of the value of the home. The government plans sinks the border slowly to 100 percent, reaching in 2018.
Labour MP Jacques Monasch finds the proposal of the Financial Stabiliteitscomité (FSC), where Knot is the chairman of a bad idea. “Buyers in the new mortgage rules already required to repay the amount in thirty years. It offers more than sufficient security for both lenders and for the buyers, “said Monasch. “Stricter standards are also bad for the construction and movement in the housing. People who want to buy a house in need of peace and security. This type of proposal does not contribute to. “
Even as the VVD is opposed. Member of Parliament Aukje de Vries: “It’s a ridiculous advice. The coalition agreement is a reduction to 100 percent, which is still what the VVD is concerned. “VVD Roald van der Linde fears that many first-time buyers lose out, as the standard would be further reduced. “They will have substantial savings and longer before they can buy their first home. The consequences for the economy and housing market are substantial. It has a direct impact on housing prices, the declining demand there will also be fewer construction of new houses. The VVD wants to calm the housing market. “
D66 MP Wouter tit against. “There’s been considerable intervention in the housing market. For example, the mortgage has been addressed and should relieve people required. “The idea is especially bad for families with young children, he fears. “Consider for example, high cost of child care and high mandatory pension contributions.”
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