Homeowners with an endowment mortgage often pay too much interest, says Society Eigen Huis (VEH) against RTL
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Photo: Reuters
Banks do not consider the savings to build the homeowners over the years. With an endowment mortgage is not repaid, but spared and that amount will be repaid the mortgage after thirty years.
Banks often charge an additional risk premium on top of the mortgage fee of a few tenths of a percent. They will be asked according to VEH however take into account the savings because it can be used for any other purpose than to repay the mortgage.
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Well spotted M. Rompelman 12:16, unfortunately still the majority of the population suffered from the belief in the government. The transmissions from radar over the creation of money would still people thinking must continue. Banks and government take advantage of interest free money.
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The banks customers will not even bezeiken. Everything had to be different (example woekerpolissen) according to the government, but the banks just go with the bugger and defrauding its customers.
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If you’re in the latter part of the savings period, the interest rate may not be high enough! Then you have high-deductible interest and lower savings premiums because of the proceeds of the savings. It is time that the VEH once mastered get how it works.
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Rabobank is the sacrifice of the worst of its kind. Pretend there ‘for the customer (must be 100% for the self-interest),’ involved ‘(only its own profit ones and bonuses), “a stake in each other’ I must not think about it … .
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Money by banking from “scratch conjured a computer attack on every” loan “that will be closed. the interest is not the interest rate instrument bijgecreerd ergo there is deliberately created as a tool to suck more and more wealth from the people serving the financial elite who buy up all means of production with their own printed money. The interest shall accrue exponentially through the Fibonacci series but used negatively started at the Borgia Popes
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Where do they get their gross profits else, it’s just the government, ordinary citizens pulling empty for own interest. While you might think that they would have to serve the ordinary citizens.
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What a crock! With offset mortgages can save with equal interest. So the higher the better. Interest rate, you may deduct. Saving is net! Long live the banks and the taxman!
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zzitt (guest) There are people who can no longer pay the rent but still continues to rise. There is less and less attention to. Here you go no high points score points, when we know our people 
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The second room has a big mouth why these scammers are not addressed Legal. Surely these are criminal offenses.
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And therefore, there is increasing attention and ask for an interest-free economy. An economy with interest rate leads to misery as we see. Home? Yes, to the bank to pay money for something they have not and supposedly lent to you. Do not undress citizens and just go to any credit! Invest in countries where it still pays to invest.
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There are people who can no longer pay the rent but still continues to rise. There is less and less attention to.
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Not for one thing or another, but when the interest of endowment mortgage is low, the coupled premium pressure is proportionately high. As a whole, it does not matter how interest rates. If you were about 25 years ago so wise to choose the endowment mortgage for the entire term, you have attacked the entire period the same fixed costs within budget. Meanwhile than almost relieved and not burdened with debt as at the top mortgages to shares or similar working! Eventually owner!
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What Hypothhek you take The banks are getting richer and poorer consumers Thus, it is different and we never do anything wrong on their recommendation and they care so that their ande wash their innocence
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@ Peter002. Nt if you think people buy their own home too expensive choice, you can also ask to hire expensive. I now pay 700 euros rent +200 to various other costs. Own choice that I made. Can also sit somewhere for 350 Euros + lower additional costs. But then I do not side to side directly look out onto the Rhine. And across nothing but floodplains.
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I am satisfied with my bank. I pay Euribor plus a margin of 1%. At present, in connection with the negative interest rates, below 1%.
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tim1976 is the man! absolutely right, I want to buy but I have not a penny here and I want a jacuzie there, how can I buy it now I wonder? abnamro brother told me that’s no problem, I’ll give you money! genius because LEND MONEY .. and still walk free ouwhoeren about banks thieves .. yes and that remains so that thought in 2015 ..
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Am I so stupid or? I’m buying a house. I want that. Have not found the necessary capital. Which I borrow from the bank. On the interest we negotiate and the conditions. All of my choice programs. Rent had me over 30 years net cost more and now I have some built. Why the bank is the thief? They have me nothing pushed down their throats? That there are people who have gambled with their mortgage by investing was their choice. Afterwards not meow and banks blame.
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Right, I also pay teveel..maar what can I do about it?
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Journalism. All copying and pasting from other news sites without checking if the content is correct. Or just write down everything someone says there myself without having an opinion about (they should stay mostly neutral right?) Just NOTHING writing itself. You could be up there once settled.
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Ester. Why wait 20 years to relocate? Why not move directly to Germany or Belgium? At least in Germany almost EVERYTHING cheaper than in the Netherlands. Additionally you pay on your capital in the Netherlands NO tax. That would have to do j in Germany if you live there. But luckily z in Germany not so eight corpse to tax assets. There you pay only about blasting your abilities increase. Which is also fair.
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Arend Wolbers. Quite right that a painter turn costs 5000 Euro per 3 to 5 years. And as a homeowner you through it yourself you do at least the most cost (personnel costs + profit decorator) savings. So it costs you no more than 500 euros to rent paint and ladders. Good luck to make the appointment in your house that you rent painter turn it will do. Will you really do not succeed. So those 5000 euros a three year pay you really TOTALLY SELF. Which is in the lease.
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Who is not corrupt in this country? There really is NOTHING in this country which is still dredging aantekkelijk for the Dutchman! All the more so for the tens of thousands of fortune seekers! Come on in, sugar uncles Rutte, Samson and the worst of the bunch: Pechtold, you waiting for, and obviously provide housing, healthcare insurance and food. And all absolutely FREE !! The Dutchman wait 10 years for a house, or being squeezed by greed banks! With the approval of the robber of !!