The sun continues to shine on the housing market. After the first half of this year already exchanged many houses were sold, also sees the second half of 2015 is good. On average, the prices of owner-occupied homes this year to 3.5% 2
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writes Rabobank appeared this morning in a quarterly report on the housing market.
This year is expected to be 170 to 185 thousand homes sold. Next year, stabilizes this number to a number of homes sold from 170 to 190 thousand. Then prices rise another 2.5 to 4.5%.
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The housing market has the wind in the back due to the improving economy. Rabobank economist Pieter van Dalen: “The growing employment ensures a higher average disposable income, together with low interest rates and high consumer confidence, which offers prospects for growth.”.
inhibited Growth
Measures of recent years, such as the lower maximum amount that may be borrowed for the purchase of a home, but are even greater growth across. Also houses ‘under water’, ie a mortgage that is higher than the value of the home, causes the growth is inhibited
Read also:. Mortgage rates dropping faster than savings
It’s not only houses in the Randstad which again become popular. According Raobank let every province in the first half of this year show a growth compared to 2014. Also, the prices went up in every province.
But there remain differences between the city and beyond, says economist Van Dalen. “Especially in the big cities is now very hard. In Amsterdam, a house cost in the second quarter of 2015 average 8% more than a year ago. But because there prices are still 6% lower than in 2008 due to low Mortgage affordability is even in Amsterdam even better than before the crisis. “
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