We increasingly opt for voluntary own risk – NOS

People increasingly opt for a voluntary deductible in their health insurance. In 2006, this was 5 per cent, this year grew to 12 percent, reports the Central Planning bureau.

If a whole year is not sick and no medical attention or medication needed, is cheaper with a high own risk. Because the higher the deductible, the lower the monthly premium.

highly trained young men

In general, select men, well-educated workers, young people, people with high incomes and people with low care costs more for a voluntary own risk than women, older people, people with a lower income and people with high healthcare expenses.

For more than 80 percent of the people who opt for the maximum voluntary deductible of 500 euro, it delivers also an advantage. The discount on their zorgpremie is larger than their additional zorgbetalingen because of the your own risk.

Up to 885 euro

In 2017, the mandatory own risk 385 euros. You can in addition, so opt for a extra own risk of a maximum of 500 euro. In total, it delivers so a your own risk of 885 euros. This year, more than half of the people with a voluntary own risk for this maximum of 500 euros.

health Insurers have in recent weeks their premium for next year will be announced. Customers can the next time the transfer and decide whether or not they have their own risk want to increase, decrease or the same.