Posted on 22 nov 2016 , updated 22-nov-2016, 12:00
self-employed persons without personnel (zzp-ers) which is at least a year to be my own boss, can work from 1 december a mortgage with a National Mortgage Guarantee (NHG) requests. Previously, they had at least three years as a self-employed work in order for such mortgage to be eligible.
Yet, can the self employed may after a year of independence only in SNS, Delta Lloyd, BLG Wonen, Aegon and regions bank for a NHG mortgage. Other lenders can also take part, reports the Waarborgfonds eigen Woningen, the executive body behind the NHG. So close Woonfonds and NIBC Direct is at 1 January in this initiative.
1.2 million people in the netherlands work as self-employed. They get less of a mortgage, because lenders often prefer to want the assurance of a permanent contract. The WEW hopes with this initiative to respond to a changing labour market. So weigh in the assessment of our mortgage application a person’s earning capacity heavier than the type of contract.
Now, homes with a purchase price up to € 231.132 with NHG to be funded. From January 1, this amount is increased to a maximum of € 245.000.
More information
terms and Conditions of NHG
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