That makes the insurer Tuesday known. In 2016 are insured by DSW 1.296 euros to zorgpremie lost. That equates to 108 euros per month. Last year this was still an annual total of 1.185 euros and a monthly fee of 98,75 euro. The premium rises next year, so with 10 percent.
The increase is substantially higher than the government predicted increase of 3.50 euros by the end of September. Health insurance companies put when all doubts in that estimate.
Minister Edith Schippers (public Health) says not to respond to individual premium notices from health insurers. “We wait until all the premiums are known,” allow the bewindsvrouw Tuesday.
Combinatiepolis
The insurer offers only one type of policy. In this case, it is a so-called combinatiepolis, a combination of a kind and a reimbursement policy. The insurer, with as many Dutch health care providers, agreements are made, so that the insured persons for health care as many providers, a full refund can get.
But if the insured of DSW to a non-contracted healthcare provider, they should be the cost yourself pay, and they get a slightly lower fee than for care from other providers.
Choice
DSW finds it not necessary to the freedom of an insured person to reduce by a so-called natura or budgetpolis. When these policies get insured only the full cost to be covered if they are covered by the insurer’s contracted primary care provider.
It is for DSW the second premium increases in a row. Last year increased the rate by 3,75 euro. In 2015 kept the premium the same and in 2014 was the premium reduced.
Reasons
As major reasons for the premium increases are: an increase in the use of expensive drugs, expansion of the basic package and the wage and price increase.
The premietoename also hangs together with the higher cost of the wijkverpleging. Since 2015 is wijkverpleging in the basic package and the costs are reimbursed by health insurers. Previously, this care from the Exceptional Medical expenses Act (AWBZ) will be reimbursed.
Reserves
DSW let you know last year 145 euro per year per contributor to the reserves have withdrawn from the premium increases to a minimum. To the reserves to a responsible level to keep, the insurer is no space in the reserves this year again with the same amount to build.
DSW will be in 2017 and the reserves with an amount of 94 euros on an annual basis per contributor reduce. This explains an increase of 51 euros per year per contributor, or 4.25 euro of the premium increases per month.
Traditionally, DSW the first of the new premium for the next year to publish. Other health insurers often follow mid-november.
Patients
interest Group Patiëntenfederatie Holland is furious about the increase. “A cold shower”, says the patients ‘ association.
“All koopkrachtberekeningen go out of an increase of 3.50 euros. This is three times as much. That koopkrachtberekeningen are not more than worth it. I’m curious as to how the Second Chamber when the Financial Considerations are going to fix it,” says director Dianda Veldman.
“The private risk is much too high, and now even this enormous increase of the zorgpremie. Of the feestbegroting is for patients and insured persons, for anyone, with little more over that way.”
purchasing power
D66 wants the government to know what the increase of the zorgpremie means for the purchasing power of low-and middle-income.
Pia Dijkstra of the Dutch political party D66 wants to know how to minister to her estimate. According to SP’Renske Leijten let DSW to see that the estimate of the cabinet too was “that is not misleading,” she states in a comment on Twitter. PVV-Member of parliament, Reinette Klever, calls for the increase on the same medium “unbelievable”. They find that the premium down.
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