The better financing business is also noticeable for SMEs . The level of funding is still well below the overall average
.
Banks provided in the first quarter of this year, 136 billion euros in loans to SMEs. Thus, the financing of small firms has increased in the first six months of this year from 51 to 57 percent. The growth in lending applies to small loans, up to 250,000 euros, and for larger amounts.
This is evident from the financing monitor, Minister Henk Kamp of Economic Affairs sent today to the House.
Awkward
The figures are good news for smaller companies, but funding levels significantly below that of the industry as a whole. As the total number of approved loan applications increased in the first half of 2015 to 78 percent. A year earlier, that figure was 62 percent.
Alternative financing
According to the report, small businesses in recent years to look for alternative ways of financing. To choose 10 percent sure to borrow money from family or friends, and 9 percent for crowdfunding.
Also is chosen more often for a combination of financing, such as combining equity and a loan. This is also attractive for banks
.
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