THE HAGUE Because the processing of tax returns is progressing well, getting businesses and individuals a few days extra time to their tax return do. The income tax returns, sales taxes and payroll taxes arising until May 5, be treated as having been submitted on 30 April. That left the Finance Ministry Thursday.
The
Administration says they are satisfied that the smooth processing of returns gives more elbow room service. “Through the courtesy to people in the coming days at a quiet time to do their tax return.”
This was reported by the Ministry of Finance Thursday.
The date the declaration at the latest to be inside, is now 5 May instead of April 30th.
The postponement both for businesses and individuals. According to the Tax proceeds to the processing of tax returns “prosperous”, leaving room to give people extra time to make their declarations
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The personal income tax returns, sales taxes and payroll taxes that arrive until May 5, be treated as having been filed on 30 April
“The leniency to people in the coming days. at a quiet time doing their
declaration, “said Director General of the Tax Peter Field.
Anyone who has reported on April 15, can count on 1 July, a notice from the tax authorities. Even people who at the latest on 5 May declaration to the tax authorities are still trying to provide for 1 July in a reply
construction company Ballast Nedam last year a net loss of 103 million euros. That made the construction company announced last night.
Ballast came into financial difficulties by huge losses suffered on large infrastructure projects, such as the work on the A15 and the A2. The company, on Wednesday in the fire was helped by banks and partners, in recent months warned of a loss of more than 45 million.
The company himself spoke of a difficult year, in which a ,, dramatic ” operating loss of 65 million euros was recognized. The sales slumped last year by 100 million euros to 1.1 billion euros. The order book shrank by half a billion to 1 billion.
Cost overruns The pain was mainly suffered by the Infrastructure Division. Who suffered an operating loss of 59 million euros, with a turnover declined by 16
percent. This play especially the cost overruns on the project A15 Maasvlakte-Vaanplein affected the company. Which have already risen to 318 million euros, of which 40 percent is accounted for Ballast.
The construction company sells a large part of its interest in the A15 project partners Strukton and Strabag and will focus only less complex projects. The infrastructuurtak should therefore shrink. Of the practical implications for the staff made the company yesterday unknown.
The market conditions remain difficult for the time being, the company predicted. Only in terms of housing seems to be some improvement is visible, but the effects will certainly not noticeable in 2015. Revenues and earnings in the first quarter of this year fell short of expectations, Ballast Nedam reported without provide concrete figures. The infrastructure market remained undiminished while ,, bad with high competition and low prices. ”
construction company Ballast Nedam last year a net loss of 103 million euros. That made it known construction company Thursday.
Ballast came into financial difficulties by huge losses suffered on large infrastructure projects, such as the work on the A15 and the A2. The company, on Wednesday in the fire was helped by banks and partners, in recent months warned of a loss of more than 45 million.
The company himself spoke of a difficult year, in which a ‘dramatic ‘operating loss of 65 million euros was recognized. The sales slumped last year by 100 million euros to 1.1 billion euros. The order book shrank by half a billion to 1 billion.
Project A15
The pain was mainly suffered by the Infrastructure Division. Who suffered an operating loss of 59 million euros, with a turnover declined by 16 percent. This play especially the cost overruns on the project A15 Maasvlakte-Vaanplein affected the company. Which have already risen to 318 million euros, of which 40 percent is accounted for Ballast.
The construction company sells a large part of its interest in the A15 project partners Strukton and Strabag and will focus only less complex projects. The infrastructuurtak should therefore shrink. Of the practical implications for the staff made the company said Thursday unknown.
Entrepreneurs and individuals get five days extra time to do their tax returns in 2014, reports the Ministry of Finance.
Originally Thursday (April 30) deadline, but income tax returns, sales taxes and payroll taxes that will come in until 5 May be treated as having been submitted on 30 April.
According to the Tax proceeds to the processing of the submitted tax returns “prosper.” As a result, there arise space to give people a few days to give additional time, according to the Tax Administration in a press release. NOS however, reported that Wednesday so many people at the same time wanted to make a declaration that the tax administration of the website could not handle. Wednesday alone, 200,000 declarations would have come in.
The leniency to 5 May is expected to contribute to a further distribution of
declarations, the ministry said. “I am satisfied that the smooth processing of tax returns, the Tax returns more leeway,” says the Director-General of the Tax Peter Field. “The leniency people in the coming days at a quiet time to do their tax return.
Anyone who has reported for April 15 can count on 1 July, a notice from the tax authorities. Even people who have been doing recently on 5 May declaration, the tax authorities still trying to provide for July 1 of an answer. Moreover, the tax authorities announced that they are closed on the 4th and 5th of May. Therefore, the tax helpline and the care team are not accessible.
Former President of the Dutch Central Bank Nout Wellink joins the board Board (SB) of accounting firm PwC Netherlands. Wellink is also vice chairman of the supervisory body. That PwC announced today.
Wellink is one of six new members from 1 May form the new council. As president, Jan Maarten de Jong appointed, former member of the board of directors of ABN AMRO.
Former Secretary Yvonne van Rooy is one of two women who sit on the supervisory board of the auditing firm. She is since 2012 chairman of the Dutch Association of Hospitals. The other woman is the social psychologist Naomi Ellemers, which will be connected from September when his professor at Utrecht
University. She is in her work more concerned with moral behavior and ethical climate.
No more partners as supervisor PwC in the coming months to find another female commissioner with broad administrative experience. With seven people the board is complete.
With the establishment of a supervisory board with independent members from outside gives PwC responds to one of the recommendations from the industry itself to do things differently, after the image of the accountants had become tainted by a series of scandals. Like many other large audit firms were at PwC partners until now in charge of supervisory functions.
Shell has made a profit in the first quarter of 2015 of $ 3.25 billion, 56% less compared with the same period a year earlier. The profit decline was much less than expected. Analysts consulted by Bloomberg actual average rate on a cleaned profit based on current inventory costs (ccs) and excluding items of $ 2.48 billion.
Shell, like other oil companies suffer from low oil prices. A barrel of oil released in the first three months of this year, but $ 54 on average, while the price in the same period a year ago was $ 108.
The energy company sets for the first quarter as expected a dividend of $ 0.47 per share, unchanged from the same period last year
Shell CEO Ben van Beurden says in a press release that the results” reflect the power of the integrated activities, against a background of lower oil prices. According to van Beurden remains a sharper focus on results centrally bottom line Shell are the future, including through the continued sale of non-strategic
refining
With the pumping of oil and gas (upstream ) Shell earned in the first three months of this year 88% less at $ 675 million, while the company’s refining side just booked profits. This is because the prices of motor fuels fell less sharply than the prices of oil, making more Shell has kept on making fuels. The profit increased in the refining division of Shell by 68% to $ 2.646 billion.
The total oil and gas production amounted to 3,166 million barrels of oil equivalent per day, which represents a decrease of 2% compared with the first three months of last
year. Analysts kept average about 3.08 million barrels.
LNG
Shell sold the first quarter, 6.17 million tons of LNG (liquefied natural gas), an increase of 1% compared to the first three months of last year. LNG is one of the two strategic growth segments for the group. Earlier this month, Shell announced the British BG to want to take over for € 64 billion, which the company further strengthened its LNG activities. Shell is the largest LNG producer in the world.
Repel
Shell took this year to date $ 2.2 billion on the divestment of units, such as onshore activities in Nigeria. Investments in the first quarter were at $ 6.8 billion. For the whole of 2015, Shell expects to invest $ 33 bln. That is $ 2 billion less than the company had previously indicated. This reflects to Shell dynamism in investment decisions in growth projects. “
Cash flow from operations of Shell halved in the first quarter to almost $ 7.1 billion, compared with $ 14 billion in the first quarter of 2014. Shell had late March $ 19.9 billion in cash.
The net profit attributable to shareholders came in at $ 4.43 billion, a decrease of 2% compared to last year.
On a lower Damrak Shell noted Thursday morning about 1.5% higher.
There seems to be no end to the success of retail Action, also internationally. The group saw sales rise by 30 percent last year to 1.5 billion euros, and the company gets more and more affiliates to.
A year earlier, also grew sales of Action already by 30 percent. The company recorded in 2014 a net profit of 70.4 million . Action is making so successful? This has three reasons.
1. Low prices
Who ever been in at discounter Action can not deny that the prices of items are low, much lower than at traditional stores like Blokker and Hema, and will keep customers coming back.
The bargains are available from Action, have especially at the beginning to ensure that consumers were not enough of the store. Once you have paid so little for certain products will not soon be paying more at another store.
Action CEO Ronald van der Mark estimated earlier that such Action 35 percent cheaper than the competition.
2. Surprise Effect
It’s not just the low prices that ensure that customers keep coming to Action. They are also the many new products that the store every week is completed. Every week hundred to one hundred new items in the Action branch.
As a product that is now on the shelves next week road may be, consumers are inclined to faster Buy. “The Power of Action is that they make low-cost shopping fun,” said retail expert Rody Frequin earlier against magazine Elsevier . “They create a surprise effect.
‘Dutch’ ‘stores like V & D, Hema and Blokker in heavy weather Is it mismanagement Read Now & gt;.?
3. Recession
Action soon opened, and still is, one after another branch in the Netherlands. Meanwhile the company is also active in Belgium, Germany and France. In particular, the economic downturn has caused Action and other discounters were able to grow so fast. And it’s not just the low prices.
Owners of retail offerings for the crisis preference to stores with brand recognition, such as H & amp;. M Today, landlords just glad if someone wants in the property
Last year opened Action 108 new business , of which 21 in the Netherlands. 25 in Belgium, 23 in Germany and 39 in France. Action now has a total of more than 500 stores and expects to open more branches.
Cheap
And last is the question: how is it that Action is so cheap? Retail chains like Action buy major parties . Going most suppliers of a decrease of 5,000 or 10,000, Action buys at one time 250,000, but then for a lot lower price. Even brands like Coca-Cola are willing to sell their products at a fraction of the price.
There are also products that have a short life cycle. The formula of a particular cream is changed or the packaging, while the manufacturer is still producing the old. This ‘old’ products do not have drugstores, but chains like Action does.
As many as 165,000 Dutch home owners can breathe a sigh of relief. Their homes are no longer “under water.” In other words: the mortgage is not higher than the value of the home. That makes it finally possible for a large group of owners to change dwelling.
Finally there is a glimmer of a lot of people back light at the end of the tunnel
Hans André de la Porte
The Economics Department of Housing Expert Pieter van Dalen Rabobank speaks of a trend reversal. Since the start of the crisis, the number of households with a home ‘under water’ just risen. Until last year, according to the latest estimates by Rabobank, which cover the entire housing market
Van Dalen:. ,, We owe this development on the one hand to the rise in house prices, but also to the record
additional mortgage repayments. Just at Rabobank was that last year 4 billion. “
Last year it was possible to donate 100,000 euros and that money appears to be massively used for the redemption of the house. Early last year 1.1 million households were still ‘under water’. Today there are around and around 900,000.
More and more owners from danger The forecast of the Rabobank in the coming years many more homeowners get out of the danger zone. This year alone, around 139,000 households will again come to the surface, it is estimated, in 2016 again around 134,000.
That’s good news for the housing market, says Van Dalen. ,, We know that 165,000 people some 40 percent within the next two years will move. If they move, that’s good for the housing market and the economy. “
Homeowners Association is happy. ,, Finally dawns there for a lot of people back light at the end of the tunnel. They were locked in a house, “says Hans André de la Porte. Since the outbreak of the crisis, house prices have fallen by 20 percent. A large group has a small residual debt, which is between 10,000 and 20,000 euros.
This was reported by the Federal Reserve (Fed) Wednesday after its two-day policy meeting.
The Fed left its key interest rate unchanged as expected. The interest rate in the US state since the end of 2008 at the historically low level of 0 to 0.25 percent. About a possible rate hike in June showed the system of US central banks are not.
An interest rate increase will depend on further improvements in the labor market and whether
there is confidence that inflation will move in the medium term direction the target of 2 percent
This was reported by Wall Street Journal based on anonymous sources.
Die vibrating motors would stop in accordance with the newspaper after a period of time to function. Apple will reportedly even already have to delete assembled copies of Apple Watch.
There were no copies were delivered to consumers with defective vibration motor, because the impending defect already noted during durability testing.
The faulty vibrating motors came, according to the sources, all from the factory of the Chinese AAC Technologies, one of the two suppliers of the component.
They saw Apple therefore compelled to produce the vibrating motors to shift almost entirely to another company, Japan’s Nidec,.
The limited availability of Apple Watch on the day of the launch may have been a direct result of that decision. According to Wall Street Journal Japanese
supplier could not possibly scale up its production in the short term.
Apple could have asked the suppliers of other components in order to reduce their output until June .
The vibration motor in Apple Watch provides users with various types of vibration information about the notifications that arrive on the linked iPhone.
Apple Watch since April 24 in a number of countries including England and Germany. Netherlands may follow in June. By that time Apple expects to release the watch in more countries
Wednesday, April 29, 2015 18:45 (Update of previously published message ‘TomTom Action Camera shares footage by shaking’ to add more information and commentary CEO)
AMSTERDAM (Dow Jones) – TomTom NV ( TOM2.AE) comes with its own action camera, which the Amsterdam navigation specialist after the introduction of GPS sports watches again wants to tap a new source of income. “We do this not only because it is a growing market, but also because we think we can do it better, “says Peter-Frans Pauwels, co-founder of TomTom, Wednesday during the product presentation in Amsterdam. The action camera is called the TomTom Bandit and the first with a built-in media server, which allows the videos to for example, can be sent a smartphone. Which can then quickly assemble and share images via social media such as Facebook. “Installation is difficult and time consuming. Most do it therefore only once. We wanted to change fundamentally,” said Pauwels. Through height and velocity, g-force sensors and a heart rate monitor, the camera via algorithms which are the exciting moments that the maker does not have to look up. The camera can also take a decision whether to make an example. “We have the assembly time reduced from hours to minutes,” said Pauwels. Although it is a market that TomTom does not know and action cameras have no apparent ties to the navigation which the company has grown, the board did the Amsterdam company does not have to think long. “It was pretty simple. There were a couple of guys with an idea and we felt fantastic so we have put them to work,” said Chief Executive Harold Goddijn told Dow Jones Newswires. “We know a lot of software and production of consumer and brand and distribution. And it’s not directly related to navigation we really like, “he continues. “It’s a big market and we think he also continues to grow. We’re trying to get a foot in the door.” TomTom will particularly need to compete with the American GoPro (GPRO), the largest player on the market
for action cameras. “It is quite a challenge to get right in between, but I think we have a good product.” Important in this competition is that the Bandit is not inferior in quality video, continues the CEO. Therefore firmly invested in good lenses and video chips. “But we are competing mainly on the unique elements and that’s where we solve a usage problem. Editing and sharing videos where the campaign is aimed at.” Sales targets or market share are still not the greatest interest, it is important for Goddijn to see how customers appreciate the camera. “If we know that it is good, we can go faster.” Action Cameras are so new to TomTom, but the sales are comparable to those of the navigation tables: online and through mass retail. The Bandit is available from May to EUR429 via the TomTom website and selected retailers. First in Europe and then in the US and Asia. When the product is accretive to earnings Goddijn can not say. “It can be very hard with consumer products, we are now going to look,” said the CEO asked. TomTom suffered in recent years with sharply declining revenues from individual navigation boxes by competition from free navigation on smartphones. For 2015 the company expects, however, for the first time in years of growth, primarily due to the continued growth of the actitiviteiten in the field of fleet management and increasing sales of GPS sport watches. With the introduction of action cameras as possible new growth engine TomTom Nevertheless, too much on his fork, finds Goddijn. Telematics has its own board and budget and the same for the consumer division. “So I’m not as afraid of,” he concludes
By Ben Zwirs.; Dow Jones Newswires; + 31-20-5715200; ben.zwirs@wsj.com
(END) Dow Jones Newswires April 29, 2015 12:45 ET (16:45 GMT)
That makes the European Court of Justice, the highest judicial institution of the European Union on Wednesday.
The Court gave judgment in a case between a Dutch man who says Nationale-Nederlanden (NN) it has provided too little information when taking out the insurance Flexible Insured Investment, also known as profiteering.
The complainant finds the costs charged for the policy and the premiums for the risk of death for investment insurance to high
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Additional rules
NN has always adhere to the European keep, but rules the complainant believes that the Netherlands also apply additional rules for insurers, such as duty of care and the fairness and reasonableness and fairness. The Dutch court has asked the ECJ whether these “unwritten rules” of Dutch law also apply here.
The EU Court is now proposing that these rules also apply. With one caveat:. That the insurer must be able with a sufficient degree of predictability determine what additional information it must provide
Litigation
The parties can now litigate in the national court or insurers with the information woekerpolissen have fulfilled their information.
It was long awaited this ruling. In June last year gave a general lawyer of the European Court, the complainant equal to NN defaulted in providing information. The European Court is now far less than the non-binding advice given by the general attorney.
Comments
Lawyers connected to the
Foundation Woekerpolis Process argue that the statement not only policyholders of NN assists, but also those affected by all other insurers.
According to NN confirms the sentence should be imposed on top of European rules for the information of customers with life insurance, only additional standards which are clearly defined in national legislation.
The Financial Services Complaints Institute (Kifid) going to parties involved in ongoing complaint procedures linked insurance questions whether the judgment in their case gives rise to an alteration or addition to their point of view.
Kivid will the parties within two weeks of reports about the procedure to be followed and applicable deadlines.
Offset
According to the Consumers Association will award additional compensation for the victim customers of insurance companies a lot closer.
” The Court finds that Nationale-Nederlanden joined the sales of investment-linked insurance also ought to stick to general unwritten decency and legal principles and the Dutch courts and the complaints institute Kifid with its application in the proceedings may continue, “says Consumer Director Bart Combée
Again Netherlands will have to pay an additional tax on the contribution to the European Union, up to 200 million euros. Writes Dijsselbloem Minister (Finance, Labour) this morning in a letter to parliament.
With a renewed calculation of the size of the Dutch economy since 2011, by the Central Bureau of Statistics, Netherlands will not only structurally to pay a higher fee to Europe, but also retroactive reassessment. The exact size of it is not yet clear, because depends on also adjust macroeconomic data from other Member States. Minister Dijsselbloem expected in any case ,, gross arrears “of 200 million euros and a structural increase in the contribution by 30 million per year. The net effect is to be determined until the autumn posing as other EU countries have revised their figures.
Last year there was uproar when the Netherlands had to pay a net additional payment of 642 million euros in Brussels. That happened after a previous reweighting of the gross national product and gross national income of all member states. Now CBS has looked with De Nederlandsche Bank to the extent of the flow of funds to and from abroad, which again have an upward effect on the size of the economy. On closer inspection the economy in 2012 is now 0.7 per cent higher than previously thought. For the years 2013 and 2014, CBS makes the adjustment in late June announced
Dijsselbloem:. Higher national income in itself good news
Across the ANP Dijsselbloem said in a comment:
“On one hand, a higher gross national income in itself
good news for the Netherlands, ie the income that we earn together is greater than previously thought. But this year we also have to take into account a higher EU contribution. “
Opposition party SP reacts outraged at the new setback for Finance. MP Merkies told the ANP:
“It is ridiculous that we have to pay back 200 million euros, after we already had a retrospective of 642 million . It can not be that we need to pay more because we with our statistical office being the best boy in class? I will ask for clarification on the minister here. “
Remittance sharply Netherlands last year, up
In 2013, the payment of Netherlands to Brussels amounted to over 6.5 billion euro . There we were, in the form of grants, nearly 2.3 billion in return. The Dutch net contribution was thus 4.2 billion euros. Last year’s contribution went up considerably: more than 9.1 billion, including the additional tax of 642 million paid last year. The net contribution over last year to be calculated yet
Supervisor De Nederlandsche Bank (DNB) has according to the court of Amsterdam not played a bad role in the bankruptcy of DSB Bank. In a statement to the court Wednesday swept all the arguments of the liquidators and victims of DSB of the table.
The receivers and the duped savers depositors had filed a case against DNB because they felt that the regulator in 2005 had no banking license may grant to DSB Bank. Nor would DNB made errors in ongoing supervision and in providing emergency financing. The trustees went for a claim by DNB € 600 million to € 1 billion.
Harder approach
According to the judge, however, there are many factors that led to the demise of DSB. Not shown is that the regulator should never grant a license, or has not sufficiently made use of its legal powers. The court follows the reasoning of the plaintiffs not the specific commercial company DSB tougher action made necessary by the regulator.
Attorney William Schonewille, assisting the duped savers DSB says shocked by the ruling. “The law demands that bank directors are fit and proper, but the judge did not need a banking experience or knowledge. How do you explain that the duped savers from? “
Schonewille want to talk to the other claimants on a possible appeal. “The judge has
finished far too easily from the case. Chances are that we live here may lodge an appeal, because there are good starting points.
Wellink
it was already clear for the proceedings against DNB that the liquidators and victims faced a tricky business. The last time trustees asked the regulator liable after bankruptcy was in the nineties. This led in 2006 to a ruling by the Supreme Court that judges must exercise restraint in claims against DNB.
The trustees felt under more confirmed in their opinion that DNB had the power too much slackening in the file DSB a statement of the then DNB president Nout Wellink. He said during a hearing in the House in 2010 that “we also had the knowledge of when further conditions on the permit must connect.
Curator Rutger Schimmelpenninck would request no substantive discussions on the court ruling. However, he says to himself the next time reflecting on next steps. The Association DSBdepositos.nl say they would consider going into appeal.
The court in Rotterdam may take the insurer NN blame the customer has not informed by an additional profiteering, even though nothing about it, the regulations for insurers. That the European Court of Justice today in a long-awaited verdict decided.
The ruling is a temporary loss for NN. The insurer found it unfair that he was accosted by not providing the information. These are data that are not legally insurers be required, but which anyway would have to share with customers an insurer from a kind of duty of care and good faith.
Violation of unwritten rules
Rotterdam court ruled in an earlier case from 2008 that NN customers should provide additional information. By not doing so the insurer acted contrary to “open and / or unwritten rules”. The court in Luxembourg says that the Rotterdam court this might indeed require.
The desire additional information from insurers,
namely a matter of individual Member States, according to the court. Each national court must determine whether an insurer has a duty of care towards its kind customers. Europe-wide there is nothing agreed, according to the highest European court
Court:. There is a limit
a limit, however, is well on the amount of information that reasonably insurers can be expected , takes the court. An insurer must namely with “sufficient degree of predictability” to determine which information to share with customers. Where that boundary lies exactly, the national court must also decide.
The judgment of the European Court is therefore considerably less pronounced than the opinion of the Advocate General. This important adviser of the court in Luxembourg suggested then that customers NN has not sufficiently informed about all costs. Often the judges of the court this advice in their statement
Ballast Nedam, which was in acute financial distress is temporarily out of financial problems thanks to an agreement with its banks and the consortium with which the construction company grows the A15 motorway. The company received a loan of EUR 43 million and takes another 20 million euros through the issue of new shares.
Ballast Nedam financial problems that include stem from the loss-making project from the widening of the A15 . The company made the news about the new round of funding today in a statement on the website. The share issue, which the money will be used to repay a bridge loan is guaranteed by construction partner Strukton (10 million euros) and the syndicate of banks consisting of ING Bank, Rabobank and the Royal Bank of Scotland (another 10 million euros).
Annual figures follow tomorrow
Last week, the construction company for the second consecutive time the presentation of the annual results, because negotiations on its financing “took longer than expected.” That was an omen that Ballast Nedam had them fast cash. After the announcement, the shares were significantly down. The annual results will now be presented tomorrow after market. A press conference follows Friday.
The timing of the agreement is probably not a coincidence. Tomorrow expect the construction consortium on the A15 operates a large payment of Rijkswaterstaat. The contract states that the client Rijkswaterstaat 250 million excluding VAT makes over once the A15 is available. NRC editor Carola Houtekamer wrote (€) last week about it:
“The project is not finished yet. Chances are that RWS anyway find a reason to make the payment or, say, the various parties involved, but certainly it is not. “
Anywhere get a little money from
It is not the first time that Ballast Nedam’s capital touts to avert bigger problems. In recent years the construction company borrowed additional money from its principal banks, the new shares issued from the business units and pushed off. Economics Editor Houtekamer says:
“They are doing this a long time. The catch is yet again a bit of money from everywhere. The big difference this time is that they reduce their share of large infrastructure projects. “
Share broadening A15 down
The widening of the A15 through the Botlek area, Ballast Nedam already 100 million euro loss delivered. The company wrote extremely low in the tender and took all difficult to manage risks in itself. Today Ballast Nedam announced to reduce its share in the project from 40 percent to 10 percent. The two partners, Strukton and Strabag take the interests of Ballast Nedam and now both get a share of 45 percent.
The construction company announced further reduce its activities in the area of large infrastructure projects, including the project of the A2 in Maastricht. Ballast Nedam is taking the real estate development in the project itself, and makes the infrastructure of Strukton
Also at NRC. Q: Widening A15 ends in tragedy for farmers (€)
FNV negotiator Jos Brocken expects that actions now come into the industry. Trade unions CNV and The Union also took part in the talks.
For some actions it goes, Wednesday should be clear. Then the FNV will consult with the grassroots. According Brocken can be excluded that there will not be stopped.
It was the fourth round of negotiations, which lasted for hours, but so had no result. FNV believes that employers are in no way responds to the needs of employees. Who want to include them to have more control over their working hours and their development.
” The employers also offer a pay increase which is less than half of our wage demand by 3 percent per year, ” said Brocken . ” The final offer from employers is totally unacceptable, ” he says.
Entrepreneurs FME’s ” disappointed ” the final offer was
rejected. Negotiator Peter Bongaerts FME argues that the views diverge radically. According to him, the unions with a lengthy list of proposals ” that increase the labor costs of companies and reduce agility. “
FME came up with a final bid because it believes that it is important to have a new collective bargaining agreement comes.
The collective agreement in the metal and includes large employers such as ASML and DAF and companies from the shipbuilding industry. It involves some 150,000 employees
The cost of mortgage will fall further by new opportunities to conclude direct lending for house purchase over the internet. So say some promoters of websites where consumers without the intervention of a counselor can go for a mortgage loan. Supervisor Authority for the Financial Markets (AFM) is a coalition agreement.
The cost of mortgage are already under considerable pressure since banks reduce rates . Rabobank expects a starter on the housing approximately € 1,000 to consulting and transaction costs. ING and ABN Amro are approximately € 2,000.
Cost
Bij mortgage advisers, the costs quickly up to about € 2500. Chains like if Hypotheker and Hypotheekshop justify the higher cost because they compare mortgages from all providers. A consumer can choose from about 25 mortgage providers.
New initiatives set the prices for mediation under further pressure. Tuesday made Internet entrepreneur Peter Ruys of Hypotheek24 known to € 650 charge for taking out a mortgage loan. Dynamic Credit also said in response to launch this summer a web platform at a lower cost than banks and use the traditional consulting firms.
Starter
The lower cost is possible because the initiators, focused on start-ups that are not complicated mortgages from the past will bring. Also, the administrative handling of the application for the most part is left to the consumer. A mortgage provider may decide based on that information to make an offer.
Hypotheek24 says working with ten providers’ execution only ‘accept. Ruys’ These include at Nationale-Nederlanden, Argenta, Syntrus Achmea and Delta Lloyd. “
Online test
Execution only is the term used by regulator AFM to indicate that the seller of a financial product only is limited responsible. To qualify to be done online at Hypotheek24 first test to determine whether someone is suitable. A bank or insurance company offering the mortgage loan remains responsible towards the customer.
Leading the Hypotheker said in a response that most people will not close without a mortgage advice. “It is complex and involves large sums,” says spokesperson Jill Aalders. Traditional advisers will have to make clear in its opinion why they ask for more money. Aalders “It forces you to focus on your value.”
Pressing the button
Dynamic Credit choose a model where consumers can choose between two models. “With us you can at any time decide to execution only to go for advice,” says Bouwe Kuik Dynamic Credit. “For the practice shows that pressing the button and € 250,000 whats borrow quite go far.”
Ruys expects the product is suitable for at least a quarter of all starters. This represents some 12% of the entire market. Ruys thinks consumers applying for a mortgage may just very well himself. “We are trying to dispel the myth that it is difficult.” The first customers have been following him online taken out a mortgage loan.
After an internal investigation revealed that the directors of Qbuzz / Abellio Netherlands have received confidential information from a former employee of Veolia Transport Limburg.
went for information about the public tender for public transport in the province of Limburg for 2016 to 2031. Veolia dong also along to that command. Last March was Abellio Limburg, a subsidiary of NS, the concession.
Possibly made by Abellio information more likely to contract, but could not determine NS in the study.
NS briefed the Province of Limburg and says to accept the consequences. “Any decision taken by the Province of Limburg to Abellio Limburg to exclude from the tender will be respected by the train completely.”
The parent company is now investigating whether to measures also being taken against a number of other staff involved .
Solicitation
Qbuzz the former employee of Veolia hired through an intermediary. But this man was tied to a competition clause. But that is circumvented in construction, so he could still work for Qbuzz.
“This employee has Qbuzz, solicited and unsolicited, with information about Veolia, while he was still employed by Veolia and also afterwards. ” The man worked between January and May 1, 2014 still at Veolia
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Concealment
Annemarie South Mountain, one of the Qbuzz directors who has been inactive, argues that NS CEO Timo Huges to conceal her requested things.
She says Tuesday against Yahoo! News that they could not tell the whole truth to the people who investigated the fraud. “80 percent of the truth is the truth,” he would have said.
The suspended
executives say that the use of the former Veolia employee is reviewed by the legal department of the NS and that he has been nominated. But according to the parent company or not.
At the height
The senior management of the NS would have been fully aware of the use of this employee during the tender. Also speaking at NS.
The CEO of NS was informed of the intention to take the man into service after Abellio Limburg had won the concession, according to the company.
He would not have known about providing the secret information. In the NS leadership was not known that he was already hired through a structure.
Shocked
NS claims to be shocked by the results of the internal investigation and calls the irregularities ” totally unacceptable, reprehensible and contradictory to the culture where NS stands for “. There had, according to the company’s “response must be to watch sharper.”
The company apologizes for the affairs of the subsidiary. The excuses are specifically addressed to the Province of Limburg and Veolia.
NS has the report (pdf) about the irregularities put online. “We pay conscious attention to here and try to be as transparent as possible by putting the entire report online,” leaves a railway spokesperson to NU.nl.
There are no indications that there were irregularities other bids, but the NS will investigate it anyway “to err on the side of caution”
“I’m stunned. Allow real with my mouth full of teeth. ‘ Veolia CEO Manu Lageirse is never a witty remark towards competitors TNS shy. But now he knows just how he reacts to the news that a former employee of his transport company confidential information by playing on railway subsidiaries Qbuzz and Abellio. Abellio used this information to bid on public transport in Limburg. A contract with a value of almost € 2 billion and a term of 15 years who won Abellio in February this year. “We assume that the county will re-do the contract,” says Lageirse.
The news about the transmission of information is a striking plot twist in the Limburg tender which in recent weeks been in a legal dispute threatened to result (see box). When the province was already an object of Veolia which the company argues that Abellio won the concession unjustified. If the province this objection overrides, or concession awards to the number two, Arriva, Veolia goes to court. A process that could take months.
Competition impossible
Lageirse think you have a good chance to win such a lawsuit. “It’s not a done deal.” The Fleming is encouraged by a report from supervisor Authority for Consumers and Markets (ACM) on the tender in Limburg. The ACM Presents therein that the NS has done to Veolia no reasonable offer for services such as ticket machines, service points and travel information. According to the regulator, the NS thus undermines fair competition, because Veolia for these services depends on the NS. “If what the NS does there may, it is almost impossible for us to compete even at the regional track.
The offer of Veolia in Limburg was declared invalid. The company asked for more subsidies than to pay the county was prepared. ‘Because we much information NS did not get, we had a lot of risks inclusion that came on top of the price. “For Veolia was the loss more painful because it still operates part of the concession.
Manu Lageirse
Dutch Height
No fait
According to the Volkskrant Veolia sends a lawsuit to be able to continue as long as possible run on the lines that the company now. Lageirse denies. “The effort of such a lawsuit would be huge to get there in six months. This is a concession of € 2mrd. I want a new opportunity to bring in for 15 years.
Lageirse stops late May as Director of Veolia. He is head of procurement processes and parent company Transdev, which operates in twenty countries and has a turnover of € 6.6 billion. But the battle for Limburg he continues to lead. The stack of files of fights, but also agreements with NS are almost a meter high according Lageirse. “This knowledge is not just about wearing.”
The discussion with NS were often conducted on the razor’s edge, in the media, courtrooms and parliament. “Naming and shaming, I do it when it is needed. Because I want only one thing and that is to break open the market. This can be done only by fighting. “
Customer satisfaction
Het most of the track, the so-called national rail network, has been awarded to 2025 to the NS. For the other lines, but also to bus transport, it is competing. Market forces, according Lageirse good for public transport, passengers and taxpayers. “Studies show
that competition makes for 30% more efficiency. And it can do much better. Research also shows customer satisfaction is higher in lines auctioned. “
Meanwhile, Veolia few remaining in the Netherlands, as Limburg is permanently lost. The Limburg concession expires in 2016 and earlier Brabant was already lost. In Haaglanden the carrier runs as yet though.
Lageirse see that as a personal mistake? “No. I was brought in to make the company healthy again. In that setup, I succeeded. When I became CEO in 2009, we had the year before turned a loss of € 28 million. We ended last year with € 7.5 million profit, with the same “scope” as then. After the merger with Connexxion each may defend its market share and Veolia could barely make bids. “
Unreliable government
Completely satisfied Lageirse is not, he admits. “I’d like to have Limburg already won. Brabant I want to win. But the debate about market forces on the track lives to the full. “That debate has been through over the years, however, become much more positive about market forces. Certainly not in politics, Lageirse outlines itself: “In the 2000s Netherlands was a forerunner in the field of competition on the track, but is gradually turned everything again.” The concessions were in the big cities, in contrast to earlier plans nevertheless be directly awarded to former municipal transport. And the NS may also compete on regional lines, if there is concurrence with the intercity network. “But we can not compete for the national rail network.”
“The government shows itself by changing policy an unreliable partner” says Lageirse . “That makes it difficult to determine a long-term strategy. You chase away businesses.
Nevertheless Lageirse is convinced that there is a future for competition on the track. Only he does not believe more than the salvation will come from politics. “No it is technology, innovation and empowerment of the couple who break open the market. Look at what Uber does in the taxi market, Airbnb in the hotel market. Our market is set to change: by Uber, auto parts and the collection of public transport data. There is public transport so much inefficiency. And if somewhere is air, are found solutions.
The procurement of public transport in Limburg already had a troubled history. The ACM investigated after a complaint from Veolia whether there was a level playing field. The leaked ACM report is owned by the FD.
The ACM writes NS Veolia has done no reasonable offer for services such as ticket machines, service points and travel and this has disturbed fair competition. Veolia according to the ACM for these services depends on the NS. The ACM also find that NS delivering information has delayed unnecessarily. Abellio daughter did get timely information.
The NS fights the conclusions of the ACM and appeals against the decision to the Appeals Tribunal for business. “All operators are treated equally and for facilities not dependent on NS” says a spokesman. Also try NS publication of the report through to avoid a lawsuit because the company would contain confidential information.
About the imposition of any fine ACM has not yet decided. It is up to the province of Limburg to decide on the basis of the report and the news about the leak of information or the concession must. If the county does not allow this decision Veolia gets to court.
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This confirms the company Tuesday after a report by the CSS .
“youth wage is something strange. You do the same work but get based on your age wage another” let a spokesperson from the cleaning company to NU.nl.
“An eighteen-year-old with a full task gets paid less than a 55-fifties. Turn it around and you have a problem,” said the spokesman of DJM Business Services .
Based on experience someone can still get a higher wage, which is so agreed in the collective agreement. The cleaning Deventer hopes to acclaim from the industry.
DJM Business Services has a total of
380 employees, of which “several dozen” fall, according to the spokesman among the youth wage. The leveling of wages cost the company in his own words a few thousand euros.
In late March employee organization FNV launched a campaign to raise the minimum wage.
