According to the VEH is unclear how banks informed calculate their aflosboetes.
The reason for the call of the VEH its new European rules applicable since July 14, which the amount can count banks early repayment will be restrained further.
Banks may still costs such as bringing missing out on interest charge, but may not pricing add more to it.
more transparent
According VEH will change the rules in the Netherlands basically little because the Dutch mortgage market consumers more protection than elsewhere in Europe.
This is also endorsed by the Dutch Banking Association (NVB) . Banks should, however, be more transparent, according to the VEH their calculation methods and should also better coordinate.
Data
Under the new European rules lenders provide more clarity about their costs through a standard information. The costs are thus more comparable to consumers.
Also, should lenders will increase their efforts to find a solution for homeowners with payment problems.
At the end of August, the association in consultation with supervisor AFM of calculation methods.
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