Power and spending of households to rise in 2015 – NU.nl

The average power of Dutch households by 2015, with 9 per cent. The vermogensongelijkheid took in the same year, something the average expenditure increased.

It is for the first time since the outbreak of the economic crisis in 2008 that the average income increases and the expenditure increase, reports the Central Bureau for Statistics (CBS) on Wednesday.

The main reason of the vehicle is an increase in the value of homes. When the private dwelling is excluded, remained the ability of households in 2015 will remain unchanged.

Nearly three in five households were in 2015 in the ownership of a house, which is on average 56 percent of the value of the assets represented.

The rise in house prices meant that the vermogensongelijkheid scaled-down. At the time that the housing prices are low, low income relatively more affected than high-income households that in addition to a private house, usually a savings account and hold securities.

Higher incomes pay more

The vehicle went hand in hand with increasing expenditure. For the first time since the beginning of the economic crisis gave households more out of, an average of almost € 35,000.

Especially households from higher income groups spent more. Households in the highest income bracket gave almost two and a half times as much as incomes from the lowest group: average 52.000 euro, compared to 21,000 euro.

That is partly due to the average size of the households in those groups. Which are, respectively, 2.5 persons compared with 1.7 persons great.

Households are, on

average, less to spend on food and (non-alcoholic) drinks: 11% of the expenditures went to them. Twenty years earlier, this was still 13 percent. Expenditure on housing, water and energy names in the same period increased from 27 percent to 31 percent.

Liabilities

About half of the households had a mortgage. The average value thereof was 162.000 euro. The debts were accumulated for an amount of 685,5 billion euros. Almost a third of the households had 'other liabilities' (o.a. overdraft or debt, for consumption purposes). The average value of these was relatively low: 1.4 thousand euros.

Studieschulden also continued to 900,000 households still haunt. The average debt is just under 8,000 euros. Added the former students for 12.6 billion euros in debt put into it.

income Inequality remains stable

Despite a reduction of the vermogensongelijkheid, took the income inequality does not. The number of households with an income below the low-income threshold remained in 2015 are almost equal, but the number of households for a prolonged period (longer than four years) under the low-income lived, took with 27,000 to 221.000 households (3.3 percent of all households).

Of income poverty is when the income is not sufficient for a consumption level to realise that in the Netherlands as the minimum necessary is given. That border in 2015 to 1,030 euro per month for a single person, and at 1,930 euros for a couple with two children.

Of the more than 7 million Dutch households had 8.8 percent (626 households) live on an income below that level.

By: NU.nl