Before the Consumer Association warns in Geldgids appearing today.

,, Who wants to modify a mortgage is often forwarded by the lender to a financial advisor, with all costs of that, ” a spokeswoman for the Consumers’ Association explains. ,, Send people do not constantly a financial advisor on their roof, it’s a lot of simple things do not need. ”



Free

For example, anyone want to deposit extra money for his mortgage, does not need financial advice. For other minor changes, such as refinancing to a lower overnight interest rate or adjust storage, this also applies. And consumers should free to be informed about the consequences of major events, such as the expiry of the fixed interest period and the retirement date.

For difficult cases it is a financial advisor to be turned, for example, when closing a mortgage.

Towering

,, thereby Note, however, not only the interest but also the costs that you may encounter as a consumer if you later want to change the mortgage ” Consumentenbond give advice. ,, The price differences are huge. Some banks charge really skyrocketing prices compared to others. ”



passport The names

If Rabobank expects for the inclusion of a new partner in the mortgage papers € 1,400 euros, ING € 2,100 but it costs nothing at Argenta. Examines example converting the afslosvorm, according to the Consumers lose in the SNS bank € 1,995 and Lloyds Banking nothing