Students are required to pay from next year, zero percent interest rate for a student loan. The ministry of Education confirms that the interest rate for the coming five-year period drops from 0.01 percent to 0 percent.
In december, DUO, the handling of the student loans, the percentage for the fixed-rate period of five years is officially known.
The benefit applies in the first place, for whom this year is to stop studying. A part of the graduates that are already paying off, also benefits. If these students next year to a new fixed-rate period of five years to start, they pay also but zero percent interest on their debt.
Warning
DUO can not say exactly how many students and graduates this new percentage applies, but according to the spokesperson, this is a fairly large group. Anyone who has to deal with this new interest rate,and is quickly informed by the DUO.
The interest rate of zero percent sounds appealing, but still warn the Nibud and the National union of students (LSVb) for too much optimism. The debt that students make, they need to repay.
4 percent interest
The rate of interest is also for five years. "About five or ten years, the interest rates look very different, and a few students can have their entire debt within five years to repay", says the chair of the LSVb Jarmo Berkhout.
The interest rate of student loans is linked to the interest rate of government bonds. That is extremely low as a result of the policies of the European Central Bank (ECB). The interest rate has been falling for a few years.
In 2002, the interest for the studieschuld still on 4,03%. The interest rate would in theory also can be negative. That means that your money gets to you studieschuld. The state will see from here, because too much money would cost.
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