In a modal supplementary pension of around 1,100 euros per month, it is a discount of 5.50 euros gross per month. These two hundred thousand people who already receive a pension, other people still work.
writes Secretary Jetta Klijnsma (Social Affairs) Friday to parliament on the basis of a report by the Dutch Central Bank (DNB).
the supervisor at the request of the Ministry of Social Affairs investigated the financial position of pension funds
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outlook
DNB has looked at the prospects for pension funds for next year and will consider the situation of the end of March as the basis for the recovery plans of 2017.
this scenario, the number of funds with low equity. Thus in 2017 the number of funds is also increasing the need to submit a recovery plan from 183 to 200. That means 99 percent of all participants.
“The question is how far can recover these funds within the statutory recovery period of ten years until the required capital without being here to make reductions, “Klijnsma writes.
Because of the new rules regarding pensions, funds may do over a maximum of ten years to again achieve the minimum funding before must cut be. If this situation is continued where there is no basis of recovery, DNB expects a reduction by 27 funds for 1.8 million people.
At the end of the summer watching the cabinet to the purchasing power plates for next year. Minister Jeroen Dijsselbloem (Finance) had already known that the elderly are offset possible if they substantially deteriorate because their pensions are reduced.
Money in greenhouse
Funds now have enough money in greenhouses have to be able to pay future pensions. This ratio, the coverage ratio, determines whether pensions can rise with the prices (index), or the need to even cut.
declined further by poor market prices and low interest rates in the first three months of this year, the coverage of many funds. In 2015, the coverage ratio was 102 percent. It dropped further to 96 percent on March 31, 2016.
The average coverage rate of the last twelve months (the policy coverage), it was the end of March 102 percent, but the policy coverage may not legally exceed five years under 104 are 2 percent. If funds are cut in a decade not come top, they have pensions.
System
Friday a step was also put towards a new pensions system by the Social Economic Council (SER) . in addition, the current system is not outdated according to the SER and be more resistant to financial shocks.
The variant “Personal pension assets with collective risk-sharing ‘has been investigated in recent months and is still considered interesting by the organization.
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