When it comes to pay or grant of legal aid costs will vary quite legal expenses insurance. How can you avoid what you want insurance, does not cover?
The ideal insurance does not exist. This applies particularly to legal expenses insurance. Therefore check the conditions before you shut something. Where first a cheap insurance with limited coverage will suffice, select another rather optimal security and a more extensive package. That comes at a price, but also a costly insurance can create thresholds.
Family Pack
That experienced Willem Noorda, who thought he had been doing well together through the legal already 7 years ran as part of the family package. “But when I needed legal help in a dispute with a supplier, it appeared that the insurance could not help me. Silly of me of course, but I was there as acid, because it was quite a bit of money., I had better fight can get. “with neighbors
The ideal legal does not exist. “A legal process is unique. If you do it smart, you only pay for what you need, appropriate to the stage of life or situation you are in,” said Rudi Buis, spokesman for the Association of Insurers. “Good choice demands for work and preferably a regular – once a year – check-up where you get to a car insurance simply choose from three options -. Allrisk, WA Plus and WA -. His legal expenses up of multiple modules does that every insurer otherwise . Consumers can directly select what risks they want to cover, but have to think about it. “
Information Requirements
Tube finds that insurers have a duty to inform their customers. Transparent about “Then I’m not talking about policies with hundred pages to conditions and exclusions. It should be simple, short. Insurers that do this well, deserve Klantgericht Insurance. Simultaneously also carries the consumer responsibility. He’s an insurance policy, so hear delve into the matter. Why does an insurance policy? Expect problems in the area of employment, income and property? Each stage of life has specific risks. Want to hedge optimally, then a regular check-up is important. “
This spring likened the Consumers 37 family legal policies on terms and coverage for consumer disputes (such as a purchase at a store), labor and income, traffic and housing. It also looked at satisfaction with the legal assistance after a claim. In addition, various comparison sites where consumers providers can measure the size. “Fine initiatives,” says Buis. “Insurers themselves get the coverages and prices, as we have as interbranch not influence. It makes sense that consumers, before they choose an insurance policy, get a good picture of the differences.”
4 insurers the best
The examination of the Consumers were four insurers best test: DAS (7.7), Centraal Beheer Achmea (7.6), Nationale Nederlanden (7.6) and the Optimal Policy of Unive (7.6). A good buy is Unive Budget, due to the attractive premium in conjunction with the terms. DAS is the most expensive, but it is also true that the package is the most extensive and diverse legal disputes and jurisdictions are covered. Moreover, this insurer is no delay. This can be useful when an unexpected notice of dismissal
Fewer score well especially topverzekeringen where you can choose a lawyer. Example.
It may happen that the maximum compensation is significantly reduced or suddenly a contribution is requested. These can be very significant figures, proving the examination of the Consumers’ Association. May just plunging up to 5,000 euros if you choose a lawyer. Maximum fee of 60,000 euros for example external costs While there are over 250 euros additionally deductible still applies. More than worth it in advance just to contemplate.
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