Insurers promise to engage in abuses of big data – Financieele Dagblad

Newspaper Title: Insurers promise to engage in abuses by big data ‘

Insurers will act as on ‘big data-based insurance products, such as tables that measure the behavior of a motorist, leading to the exclusion of customers. With this promise insurers hope to restore consumer confidence and at the same time create space for experimentation with innovative policies.

Health Insurance excluded

The Association of Insurers come with this official stance on big data, because they are “rotten startled ‘ of the reactions from politicians and the public on plans that ING and Achmea previously unfolded on the use of customer data. In a Friday published “Green Paper” The sector requires no additional rules to be able to get started with the new features. In return, customers of insurance companies promised that ‘privacy is respected and they do everything as much as possible to ensure customers’.

Health Insurance are excluded from the new approach to big data.

Privacy

“we want to make clear that we see the concerns that people have,” said director Leo de Boer of the Covenant. “The privacy and solidarity we want to hands-on control. We are entering a debate on this subject is no longer out of the way. “The covenant is therefore for the creation of this paper discussed with the parties and the Authority for Personal and Bits of Freedom. Which prove the least satisfied with the outcome.

Leo de Boer

Insufficient support

” This paper provides insufficient guidance to make the discussion real clarity, “says a spokesman for the Authority’s Personal Information in a comment. “It seems that privacy is a threshold that must be taken and then full throttle with big data to get started. Protection of personal data is a fundamental right. It should not be that the insurer can take its course if someone gets a few ticks.

reported Borders

Bits of freedom (BoF), which defends the freedom and privacy on the internet, the impression in this Green Paper it’s fine to be used as data for analysis of insurers. “While we see great dangers if the analyzes are not transparent and do not check,” says Evelyn Austin BoF. “We would like to have clear boundaries are indicated. What is there and what is not in solidarity, discrimination, transparency and inequality of those systems. Is there a possibility of a choice? “

Uninsured

Waar insurers will limit draw, according to De Boer’s impossible to say. The Green Paper insurers promise to existing insurance each year to measure the difference in premium between the highest and the lowest risk. In addition, the coverage of this insurance followed and they keep an eye on how big the group is uninsured. Should it appear that people in the coming years from unfavorable because they give no data, the Covenant, the discussion with the insurance companies.