FNV wants income-related pension – Financieele Dagblad

Gijs van Dijk (Photo: David van Dam)?

An employee pension should be means tested. That says Gijs van Dijk, board member retired from the FNV in an interview that will appear Friday in the FD. The FNV proposal boils down to higher incomes at the same premium rate build up less pension, and lower incomes more precisely.

According to Van embankment, the measure is necessary to solve a ‘perverse solidarity in the pension system. “Right now subsidizes some funds the garbage man, the professor,” the FNV’er. That’s because people with lower incomes on average shorter life. They pay their entire life premium, but eventually receive fewer years of retirement.

According to Van Dijk, the measure can be implemented without further changes . in the legislation

Poor urgent than young people

Dat relatively poor Dutch overcharged compared to richer, according to Van Dijk is a more urgent problem than those who pay too much respect to the elderly. The government wants to address the latter issue by abolishing the ‘average system’, where all ages for the same premium receive the same pension.

FNV doubts that this abolition is necessary. “Young people pay a bit more, but also young people grow old, and then they get that money back,” said Van Dijk. Only people who start their own halfway through their careers have drawback of the current system. That problem FNV rather differently dissolves. “We must remember to allow self-employed pension build opportunities in pension funds.

Payment Pledge should remain

as for completely eliminating the benefit promise, like director Gerard Pension Federation Belts two weeks ago argued, the FNV kicks on the brakes. “We do not want to abolish the promise, people want to have an idea of ​​how much they get,” said Van Dijk. Those promises will be possible to be less certain, he acknowledges, because pension funds are dependent on investments and guarantees are expensive.

FNV continues to call for a higher discount rate, despite the intention of pension funds to end that debate after eight years. “That affects people directly in the wallet, so I want there to do.” Urgent problems – threatening discount Lack of indexation – would with adjustment in the discount rate at least temporarily be rectified, Van Dijk said. “Then we can talk more rest over a longer-term problems, such as average contribution and benefit promise.

Read the interview Gijs van Dijk Friday in the newspaper and on FD.nl “first firefighting by pension funds , then talk about reform system”