The premium for 2017 of 112,85 euro, the insurer Wednesday known.
CZ states that the premium in cost. The insured is expected in 2017, on average, 125,20 euros in healthcare costs per insured to spend. The difference pays for CZ from the own reserves.
For most of the difference attracts CZ 420 million euro. That is 40 percent of the so-called overreserve. That is the power of CZ minus the financial buffer that the insurer according to the law should continue.
Unwise
“More of our overreserve bets for 2017 would be very unwise,” says ceo Wim van der Meeren in a note. “Well, our premium the following year, in 2018, with more than 20 percent. There I dare to our clients not to come.”
This year, the insurer 570 million euro, which the amount of the premium is 15 euros and the cost could remain.
Basic package
According to CZ the premium under more rise, because the basic package has been expanded. So include necessary surgeries on upper eyelids, medically-necessary circumcisions and therapies for patients with claudication to the basic package added.
Also, the availability of new and more expensive medicines makes the premium up. The insurer expects that the cost of healthcare in the coming years, with 3 to 4 percent per year will continue to rise.
DSW
DSW made in september, when first the premium for 2017 is known. This insurer increases the monthly premium with 9,25 euros to 108 euros.
The increases in CZ and DSW are larger than the cabinet on budget day has been estimated. The cabinet went from an average premium increases of 3.50 euro.
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