Industry wants temporary workers to mortgage help – NU.nl

That leaves a SUM Thursday know. Under THIS Staff, with hundreds of temporary workers, and In Person, with twenty thousand forces, will participate in the project. Also The Hypotheekshop, Huis & Hypotheek and multiple lenders are involved in the project.

From the end of this year temporary workers using a so-called arbeidsmarktscan of Intelligence Group a document containing information on their position on the labour market.

When calculating the arbeidsmarktkansen is on the basis of extensive data looked at a person’s prospects, risk of unemployment and reduced earning capacity for the next five years.

Security

A positive result would mortgage lenders sufficient assurance that the temporary agency worker, the mortgage payment may continue to wear. To be eligible, the temporary agency worker at least a year have worked.

“In case of a positive result can a temporary agency worker to a mortgage advisor go to the appropriate mortgage offer. This request will normally be honored, of course, still depending on income, the price of the property and personal circumstances”, according to the NBBU.

Complicated

“For temporary agency workers is currently difficult to purchase a home finance. Banks is by default a fixed contract demand or rate the average income of the last three years,” according to the NBBU. “Any deviations for interims are possible, but in practice often complicated.”

According to the NBBU need mortgage lenders to look at the opportunities of temporary agency workers instead of to their type of contract and employment history. The arbeidsmarktscan is to use for people who are a payrollbedrijf be hired or work through a temporary contract.

it is expected that other mortgage advisers in the coming months to connect. Last year, it has already started a test with the arbeidsmarktscan.

Employer

managing Director Mark Rich of The Hypotheekshop sets Thursday that the current employer has been abolished and should be replaced by the arbeidsperspectiefverklaring.

“People obtain a statement from the employer a mortgage on the basis of their current labour market status. This does not guarantee permanent income and says nothing about the person, while there is a commitment for the next thirty years is entered into”, in the opinion of The Rich.

By: NU.nl