Friday, April 8, 2016

Consumers suffer more damage from stolen debit cards – NU.nl

The reason is a new fraud variant where criminals pass holders so far given that they send their card, report the Dutch Banking Association (NVB) and the Payments Association Netherlands Friday.

The organizations emphasize that no bank customers will ever ask you to send to his debit card, or to reveal the PIN. Banks warn their account active for the new way for criminals to try to get their money.

The total loss has also increased slightly by fraud in the payment of 17.3 million euros in 2014 to 17.9 million last year. The two previous years had just been a sharp decline. In 2012 the loss was 81.8 million euros.



Internet Banking

The internet banking losses due to fraud declined further last year. The loss fell from 4.7 million in 2014 to 3.7 million in 2015. Phishing is a loss of 3 million euros, the largest loss in fraud with online banking.

In almost all cases compensate banks the damage. Of the total loss of 3.7 million euros 40,000 euros was not reimbursed, because the damage was due to gross negligence of the customer. That equates to 1.1 percent of the total.



Skimming

Skimming is a relatively small loss for several years. This technique card information copied by criminals. Last year it

to a loss amount of 1.7 million euros. The introduction of the more secure EMV payment chip and block the default of payment cards for use outside Europe, have contributed to the decline.

In the Netherlands skimming virtually non-existent. Passes were mainly geskimd outside Europe. NVB expects the damage will fall further if countries are also going to work with EMV chips outside Europe.

The NVB has presently no damage due to fraud with mobile banking and contactless payments found.

By: ANP / NU.nl

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